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Personal Finance

— Building wealth and financial literacy

31 members Created Jun 2026

Pinned

Is an HSA worth it if I'm generally healthy?

Pinned to Personal Finance @lazy_raven ★ · 17d ago

-4 330

My experience using a fee-only financial planner

Pinned to Personal Finance @silver_diver ◉ · 17d ago

-3 42

I calculated my savings rate for the first time — it was humbling

@loud_hash ★ · 13d ago

0 154

39 years old, $200k income, $150k in debt — is my situation salvageable?

@grumpydreamer43 ★ · 13d ago

0 74

How to build credit from scratch as a young adult

@wildsage56 ★ · 13d ago

17 401

How to use your FSA before you lose it

@mininode405 ★ · 13d ago

5 80

My asset allocation at 28 vs what I'd do differently now at 40

@darkpixel15 ★ · 13d ago

1 138

Why I switched from a savings account to a money market fund

@tinyranger19 ✦ · 13d ago

13 33

The true cost of a new car vs a 3-year-old used car over 10 years

@pixelsmith35 ✦ · 14d ago

3 13

The difference between a traditional brokerage and a Roth IRA that confused me for years

@tinyranger19 ✦ · 14d ago

6 41

I don't earn a lot but I'm building wealth anyway — here's my system

@cold_petal ★ · 14d ago

23 2

I let a financial advisor manage my money for 3 years — here's what happened

@freshbloom ★ · 14d ago

0 136

Estate planning at 32: why I finally got a will

@cyberstorm56 ◉ · 14d ago

0 445

After 5 years of investing, here's what I wish I knew at the start news.example.com/article/123

@lazy_raven ★ · 14d ago

1 490

Solo 401k for self-employed: the limits are surprisingly high

@retromoose ◉ · 14d ago

0 185

I ran the numbers on renting vs buying in my city — results were surprising

@grumpydreamer43 ★ · 15d ago

-4 309

What net worth actually means and why I track it monthly

@pixelsmith35 ✦ · 15d ago

0 19

How I use a single index fund and sleep fine at night

@lazy_raven ★ · 15d ago

0 0

How I handle irregular income as a contractor

@cold_petal ★ · 15d ago

-6 348

Does the 4% rule still hold up in today's environment?

@tinyranger19 ✦ · 15d ago

0 223

My honest review of YNAB after 3 years

@happy_climber581 ★ · 15d ago

21 138

Credit score mythology: what actually matters and what doesn't

@blue_wizard306 ★ · 15d ago

0 481

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