Personal Finance

What happens to your Roth IRA if you exceed the income limit?

@swifthacker ★ · 14d ago

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25 358

I moved $50k from savings to I-bonds during peak inflation — was it worth it?

@evening_crow746 ✦ · 15d ago

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12 228

How to think about risk tolerance without lying to yourself

@loud_hash ★ · 15d ago

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3 253

401k contribution rate: how I decided what percentage makes sense

@neopilot ★ · 16d ago

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0 199

When does umbrella insurance actually make sense?

@darkpixel15 ★ · 16d ago

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17 165

The hidden cost of churning credit cards for points

@microranger10 ◉ MOD · 16d ago

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1 492

How compound interest actually works — with real numbers over 40 years twitter.com/user/status/123456789

@lazy_raven ★ · 16d ago

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4 19

The opportunity cost of keeping cash in a regular savings account i.imgur.com/photo.jpg

@tinyranger19 ✦ · 16d ago

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-3 370

The three-fund portfolio: VTI, VXUS, BND explained for beginners

@loud_hash ★ · 17d ago

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12 369

I maxed my Roth IRA for the first time — here's what I learned

@retromoose ◉ · 17d ago

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-1 0

First-time homebuyer: how much do I actually need saved?

@pixelsmith35 ✦ · 18d ago

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0 0

36 years old, recently divorced, rebuilding from zero

@silver_diver ◉ · 18d ago

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-4 74

Should I pay off my car or invest the difference? reddit.com/r/askscience/comments/xyz

@freshbloom ★ · 19d ago

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29 107

35 years old, $80k income, $12k in savings — am I behind? youtube.com/watch?v=abc123

@mega_queue ★ · 19d ago

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0 10

My frugal living experiment: 6 months on 50% of take-home

@lazy_raven ★ · 19d ago

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1 56

My salary negotiation script that works every time

@loud_hash ★ · 19d ago

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29 373

I tracked every dollar for a year — here's what surprised me most

Anonymous · 20d ago

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0 2

I never understood asset allocation until I drew it out on paper reddit.com/r/askscience/comments/xyz

@loud_hash ★ · 20d ago

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7 3

Why I chose VXUS over VEA for international exposure

@happy_climber581 ★ · 21d ago

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28 45

The backdoor Roth IRA: a simple explanation without the jargon

@minichef ✦ · 21d ago

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19 218