Hard disagree on this one, but I respect the take
This comment section alone is worth bookmarking. Thank you to everyone who contributed real numbers.
Your tax-deferred vs tax-free explanation is the clearest version I've found. The Roth conversion strategy section is particularly useful.
The compound interest example with the early vs late investor is the single most important financial concept to understand.
Great reminder about the HSA investment account. Keeping it in cash rather than investing is the mistake most people make.
This is the way
The salary negotiation range-vs-specific ask strategy is something I've used successfully twice now.
The 'start with what you can match' framing for 401k contributions is the most important entry point for new investors.
Saving this for when I have to explain index funds to my parents for the third time.
The HSA max-and-invest strategy is what I tell every friend who's on an HDHP. The numbers are too good to ignore.
As a Writer, I can add some context here
I'm a beginner and this is incredibly helpful
I was literally just thinking about this yesterday
Can we get a FAQ that includes this? Great post
Your market timing experiment failure is the kind of honest accounting the personal finance internet needs more of.
Your frugality system — fixed essential, variable essential, discretionary — is a cleaner framework than 50/30/20.
Create an account to continue.
Hard disagree on this one, but I respect the take
This comment section alone is worth bookmarking. Thank you to everyone who contributed real numbers.
Your tax-deferred vs tax-free explanation is the clearest version I've found. The Roth conversion strategy section is particularly useful.
The compound interest example with the early vs late investor is the single most important financial concept to understand.
Great reminder about the HSA investment account. Keeping it in cash rather than investing is the mistake most people make.
This is the way
The salary negotiation range-vs-specific ask strategy is something I've used successfully twice now.
The 'start with what you can match' framing for 401k contributions is the most important entry point for new investors.
Saving this for when I have to explain index funds to my parents for the third time.
The HSA max-and-invest strategy is what I tell every friend who's on an HDHP. The numbers are too good to ignore.
As a Writer, I can add some context here
I'm a beginner and this is incredibly helpful
I was literally just thinking about this yesterday
Can we get a FAQ that includes this? Great post
Your market timing experiment failure is the kind of honest accounting the personal finance internet needs more of.
Your frugality system — fixed essential, variable essential, discretionary — is a cleaner framework than 50/30/20.