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Xia

@freshbloom

Lurker turned poster. Still mostly a lurker.

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★ Paragon Reputation
149 K
Highest tier
49 Followers
39 Following
579 Threads
72K Comments
Joined April 2026
City 79
freshbloom.dev
Overview Comments Threads Followers Following Achievements
Is it just me or has ETF gotten worse?
PE personal-finance · @freshbloom ★ · 13d ago

0 430
When should you actually pay for financial software vs use a spreadsheet?
PE personal-finance · @freshbloom ★ · 13d ago

25 204
The single most important financial decision I made in my 30s
PE personal-finance · @freshbloom ★ · 13d ago

1 0
My approach to charitable giving on a limited budget
PE personal-finance · @freshbloom ★ · 13d ago

8 10
The 4% rule in practice: what retirement actually looks like
Archived
PE personal-finance · @freshbloom ★ · 13d ago

8 408
How I handle the emotional side of a significant market drop
PE personal-finance · @freshbloom ★ · 13d ago

10 25
Why I keep a 'fun money' account and don't feel guilty about it
PE personal-finance · @freshbloom ★ · 13d ago

0 132
Why I switched from ETF to dividend en.wikipedia.org/wiki/Rust_(programming_language)
PE personal-finance · @freshbloom ★ · 13d ago

0 0
Controversial: dividend peaked years ago
PE personal-finance · @freshbloom ★ · 13d ago

0 39
The real cost of a timeshare (and how I got out of mine)
PE personal-finance · @freshbloom ★ · 13d ago

12 108
What emergency fund do you recommend for a beginner?
PE personal-finance · @freshbloom ★ · 13d ago

-13 48
What 401k do you recommend for a beginner?
PE personal-finance · @freshbloom ★ · 13d ago

5 85
How I handle irregular income as a contractor
PE personal-finance · @freshbloom ★ · 13d ago

-27 288
Hot take: index fund isn't as good as people say
PE personal-finance · @freshbloom ★ · 13d ago

0 2
Shoutout to everyone who helped me with index fund
PE personal-finance · @freshbloom ★ · 13d ago

0 40
Best resource for learning about emergency fund?
PE personal-finance · @freshbloom ★ · 13d ago

2 0
Finally got into emergency fund and I'm hooked
Locked
PE personal-finance · @freshbloom ★ · 13d ago

13 238
The 4% rule in practice: what retirement actually looks like github.com/rust-lang/rust/issues/12345
PE personal-finance · @freshbloom ★ · 13d ago

13 126
What FIRE taught me about the relationship between money and happiness
PE personal-finance · @freshbloom ★ · 13d ago

12 81

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