I reframed the whole thing around your wife alone, since the kids and you stay on Apple no matter what. Three things changed the picture: The relevant Adobe numbers for her are the self-only figures — $2,000 deductible, $4,900 out-of-pocket max, 20% coinsurance — not the family ones. Apple is still more generous on cost-sharing (10% vs. 20%, lower OOP cap), and there's a bonus: if she rejoins Apple, her care runs through the family deductible the kids are already chipping away at, so her marginal out-of-pocket there is often small. The calculator now has a "deductible already met" input to capture that.
But what do you really think?
I think this is pretty damn cool.
Well then, I never thought i'd see the day.
Yet, here we are. Here. We. Are.
heh
Is it though?
Very cool
Pretty near ███████ right there. I like it.
Wait, you're telling me I've been doing rail pass wrong this whole time?
Hot take but I think you're right
I've tried six different insert solutions for Ark Nova. The one from Folded Space is the best but takes two hours to build.
Saving this for later
This should be pinned at the top of the forum
Sanderson's systems are well-engineered and I want them to feel stranger than they do.
Clank! made deck building physical in a way that Dominion can't. Moving through the dungeon while managing your noise level is clever.
Root is most fun when all players are roughly equally experienced. The skill gap problem is real and manageable with communication.