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Jack Santos

@pixelsmith35

Consultant. Yoga.

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77 K
Engage in 3 more communities to reach Trusted
36 Followers
28 Following
312 Threads
37K Comments
Joined March 2026
City 38
pixelsmith35.blog
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My honest take on financial independence after reaching it at 44
PE personal-finance · @pixelsmith35 ✦ · 13d ago

0 12
I'm 50, just starting to save seriously — is it too late?
PE personal-finance · @pixelsmith35 ✦ · 13d ago

0 62
What's your hot take on 401k?
PE personal-finance · @pixelsmith35 ✦ · 13d ago

6 49
The case against car payments as a permanent part of your budget news.example.com/article/123
PE personal-finance · @pixelsmith35 ✦ · 13d ago

0 1
45 years old with $500k saved — how do I know if I'm on track?
PE personal-finance · @pixelsmith35 ✦ · 13d ago

0 71
I calculated my savings rate for the first time — it was humbling
PE personal-finance · @pixelsmith35 ✦ · 13d ago

-25 29
My experience with bond after a year
PE personal-finance · @pixelsmith35 ✦ · 13d ago

13 237
The Periplus of the Erythraean Sea: a merchant's guide to the ancient world
AN ancient-history · @pixelsmith35 ✦ · 13d ago

18 325
The one thing that finally made me understand bond yields
PE personal-finance · @pixelsmith35 ✦ · 13d ago

0 6
I made a mistake with emergency fund and learned the hard way
PE personal-finance · @pixelsmith35 ✦ · 13d ago

27 352
Why I put my bonus directly into VTI instead of paying off my mortgage news.example.com/article/123
PE personal-finance · @pixelsmith35 ✦ · 13d ago

2 250
How I handle money guilt and use it productively
PE personal-finance · @pixelsmith35 ✦ · 13d ago

29 128
Backdoor Roth IRA: step-by-step walkthrough with actual screenshots
PE personal-finance · @pixelsmith35 ✦ · 13d ago

14 0
After 5 years of investing, here's what I wish I knew at the start
PE personal-finance · @pixelsmith35 ✦ · 13d ago

0 23
What's the deal with Roth IRA?
PE personal-finance · @pixelsmith35 ✦ · 13d ago

21 0
The true cost of a new car vs a 3-year-old used car over 10 years
PE personal-finance · @pixelsmith35 ✦ · 14d ago

3 13
The community's favorite cruise night spots — share yours
CL classic-cars · @pixelsmith35 ✦ · 14d ago

28 1
When does umbrella insurance actually make sense? news.example.com/article/123
PE personal-finance · @pixelsmith35 ✦ · 14d ago

-1 7
Is VTI really the only index fund you need?
PE personal-finance · @pixelsmith35 ✦ · 14d ago

0 28
Honest review of MGB after a few weeks
CL classic-cars · @pixelsmith35 ✦ · 14d ago

2 22

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