Painting portrait subjects with non-standard skin undertones — very warm, very cool, or highly saturated — requires abandoning the 'skin tone' color mixing habit and returning to first principles.
The first principle: skin tone is the result of the dominant underlying pigment (melanin, carotene, vascular blood color) modified by the light source. The dominant undertone colors are: red-warm (high vascularity), yellow-neutral, or neutral-cool. Different populations have different typical undertone balances, but individuals vary significantly.
For very warm-undertone skin: the midtones tend toward golden amber. The shadow picks up warmth from the high carotene or melanin. The highlight may appear almost orange in direct warm light.
For very cool-undertone skin: the midtones tend toward blue-grey. The shadow picks up the cool ambient light strongly. The highlight appears very close to the light source color.
The common mistake: mixing 'person of X background' skin tones as a fixed recipe. The correct approach is observing the individual and identifying their specific undertone balance, then applying the light logic to that specific palette.