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Personal Finance

— Building wealth and financial literacy
31 members Created Jun 2026

My emergency fund is in a HYSA — here's why I'm fine with that

I need help. I've been working on 401k for weeks and I'm stuck.

Here's what I've tried:

  • Approach A: didn't work because of my setup
  • Approach B: partially worked but it introduced new issues
  • Approach C: too expensive/time-consuming

Any suggestions? I'm open to completely different approaches.

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