Just started a $68k salary job after graduating last spring. I have $12k in student loans at 5.5% and no savings. Here's the order I'm thinking of tackling things:

1. Build a $1,000 starter emergency fund
2. Contribute to 401k up to employer match (they match 4%)
3. Pay off the student loans aggressively (medium interest rate but I want the mental clarity)
4. Build emergency fund to 3 months
5. Max Roth IRA
6. Increase 401k contributions

Does this order make sense? I've read the 'prime directive' flowchart and I know some people would argue to invest instead of paying off 5.5% loans, but the psychological weight of the debt is real to me.