Personal Finance

The mental shift that made me stop hating my budget

@cold_petal ★ · 13d ago

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25 47

My experience refinancing student loans: pros and cons

@brightkoala37 ★ · 13d ago

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0 11

43 years old with a pension: should I still contribute to a Roth IRA?

@happy_climber581 ★ · 13d ago

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0 427

How I use a single index fund and sleep fine at night

@brightkoala37 ★ · 13d ago

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7 290

Financial mistakes I made in my 20s that I fixed in my 30s

@happy_climber581 ★ · 13d ago

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14 70

Solo 401k for self-employed: the limits are surprisingly high

@neopilot ★ · 14d ago

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0 490

The one spreadsheet that runs my entire financial life

@cyberstorm56 ◉ · 14d ago

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0 71

28 years old, no credit history, moving to the US — where to start

@tinyranger19 ✦ · 14d ago

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0 350

The real reason most people never build wealth (hint: it's not income)

@mininode405 ★ · 14d ago

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-1 234

I spent a year tracking every single purchase — the data was eye-opening

@silent_dreamer883 ✦ · 14d ago

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-1 314

I reduced my housing costs by 40% — here's the full breakdown

@grumpydreamer43 ★ · 14d ago

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0 273

My parents never talked about money — here's how I learned everything on my own

@ultraspark24 ◉ · 14d ago

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-2 6

Bond allocation: when should you actually start adding BND?

@microranger10 ◉ MOD · 15d ago

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4 1

What net worth actually means and why I track it monthly

@cyberstorm56 ◉ · 15d ago

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31 2

What I learned from my first serious market downturn

@swifthacker ★ · 15d ago

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0 371

Disability insurance: the coverage most people forget about

@mininode405 ★ · 15d ago

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18 302

Why I keep 3 months in cash and invest the rest immediately

@happy_climber581 ★ · 15d ago

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3 135

How I paid off my mortgage 11 years early

@brightkoala37 ★ · 15d ago

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19 46

FIRE number: how I calculated mine and why it's lower than you'd expect

@retromoose ◉ · 15d ago

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14 13

Dollar-cost averaging: the strategy that keeps me investing through volatility youtube.com/watch?v=dQw4w9WgXcQ

@neo_walker43 ★ · 15d ago

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-19 104