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Personal Finance

— Building wealth and financial literacy
31 members Created Jun 2026

43 years old with a pension: should I still contribute to a Roth IRA?

Myth-busting: HYSA

I keep seeing the same misconceptions repeated here, so let me address them:

  1. Myth: You need expensive equipment → Reality: Start with what you have
  2. Myth: It takes years to get good → Reality: Focused practice beats time
  3. Myth: There's one right way → Reality: Many valid approaches exist

Stop gatekeeping and start encouraging newcomers.

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