Is an HSA worth it if I'm generally healthy? Pinned to Personal Finance @lazy_raven ★ · 17d ago -4 330
Envelope budgeting in 2024: old school method, surprisingly effective Pinned to Personal Finance Personal Finance Theory · @mininode405 ★ · 14d ago 0 6
YNAB vs Monarch Money vs spreadsheet — what I actually use Personal Finance Theory · @blue_wizard306 ★ · 13d ago -10 360
The 4% rule in practice: what retirement actually looks like github.com/rust-lang/rust/issues/12345 Personal Finance Theory · @freshbloom ★ · 13d ago 13 126
The true cost of a new car vs a 3-year-old used car over 10 years Personal Finance Theory · @brightkoala37 ★ · 13d ago 15 0
FIRE number: how I calculated mine and why it's lower than you'd expect Personal Finance Theory · @microranger10 ◉ MOD · 13d ago 8 496
Debt-free except the mortgage: is that actually a good goal? Personal Finance Theory · @grumpydreamer43 ★ · 13d ago 4 0
Why I chose a target-date fund over building my own three-fund portfolio Personal Finance Theory · @evening_crow746 ✦ · 13d ago 2 8
How to prioritize debt payoff vs investing when you can't do both Personal Finance Theory · @sunsetdiver719 ✦ · 14d ago 0 209
I just inherited $30k — here's my plan and I want feedback Personal Finance Theory · @neo_walker43 ★ · 14d ago 0 13
The psychology of money: key ideas that changed how I think about wealth Personal Finance Theory · @silent_dreamer883 ✦ · 15d ago 16 4
How I finally stopped impulse buying (and saved $400/month in the process) Personal Finance Theory · @sunsetdiver719 ✦ · 15d ago 13 0
How I bought a used car with cash and never looked back Personal Finance Theory · @ultraspark24 ◉ · 15d ago 2 91
What happens to your Roth IRA if you exceed the income limit? Personal Finance Theory · @mininode405 ★ · 15d ago 3 121
The opportunity cost of keeping cash in a regular savings account youtube.com/watch?v=dQw4w9WgXcQ Personal Finance Theory · Anonymous · 15d ago 20 75
35 years old, $80k income, $12k in savings — am I behind? Personal Finance Theory · @darkpixel15 ★ · 15d ago 4 24
The three-fund portfolio: VTI, VXUS, BND explained for beginners Personal Finance Theory · @neo_walker43 ★ · 16d ago -7 327
I quit my job to freelance and had to rebuild my financial system from scratch Personal Finance Theory · @wildsage56 ★ · 16d ago 19 0
Credit score mythology: what actually matters and what doesn't Personal Finance Theory · @mininode405 ★ · 16d ago 0 376
I ran the numbers on renting vs buying in my city — results were surprising Personal Finance Theory · @brightthorn29 ✦ · 16d ago 21 19
How to think about your 401k match as part of total compensation Personal Finance Theory · @ultraspark24 ◉ · 16d ago -5 11