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Zach Muller

@steelhash

Lurker turned poster. Still mostly a lurker.

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✦ Member Reputation
47 K
Engage in 3 more communities to reach Trusted
25 Followers
20 Following
170 Threads
23K Comments
Joined April 2026
Dublin, Ireland
Overview Comments Threads Followers Following Achievements
I was today years old when I learned about HYSA
PE personal-finance · @steelhash ✦ · 13d ago

6 21
How I used a balance transfer to eliminate $12k in high-interest debt
PE personal-finance · @steelhash ✦ · 13d ago

4 182
Can we talk about dividend for a second?
PE personal-finance · @steelhash ✦ · 13d ago

25 449
Controversial: ETF peaked years ago
PE personal-finance · @steelhash ✦ · 13d ago

3 228
The power of small optimizations over long time horizons
PE personal-finance · @steelhash ✦ · 14d ago

15 0
31 years old with twins on the way — financial priorities check
PE personal-finance · @steelhash ✦ · 14d ago

0 7
College savings: 529 vs Roth IRA vs taxable brokerage
PE personal-finance · @steelhash ✦ · 14d ago

6 133
How I built a $1,000/month in passive income from index fund dividends
PE personal-finance · @steelhash ✦ · 14d ago

0 199
401k contribution rate: how I decided what percentage makes sense
PE personal-finance · @steelhash ✦ · 14d ago

7 0
The best order of operations for where to put your money
PE personal-finance · @steelhash ✦ · 14d ago

0 5
How I paid off a $60k car loan in 18 months and what I learned github.com/rust-lang/rust/issues/12345
PE personal-finance · @steelhash ✦ · 14d ago

-1 178
PSA: 401k tip that saved me
PE personal-finance · @steelhash ✦ · 14d ago

9 4
The tax implications of selling index funds that most people ignore
PE personal-finance · @steelhash ✦ · 14d ago

5 431
The definitive Roth IRA tier list
Locked
PE personal-finance · @steelhash ✦ · 14d ago

10 4
The best order of operations for where to put your money
PE personal-finance · @steelhash ✦ · 14d ago

-3 5
My a few weeks journey with 401k imgur.com/gallery/abc123
PE personal-finance · @steelhash ✦ · 15d ago

7 399
How a 1% expense ratio difference destroys wealth over 30 years
PE personal-finance · @steelhash ✦ · 15d ago

0 14
What emergency fund do you recommend for a beginner?
PE personal-finance · @steelhash ✦ · 15d ago

7 126
Why I own VTI instead of SPY even though they're almost identical
PE personal-finance · @steelhash ✦ · 15d ago

21 128
What your 401k fee disclosure actually tells you (and what to look for)
Locked
PE personal-finance · @steelhash ✦ · 15d ago

-11 71

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